The City of Cape Coral advises residents who own a home built before 1981 not to make repairs until December 1, 2022. 

The 50% Rule, a regulation of the National Flood Insurance Program, requires structures with damage exceeding 50% of their market value to be rebuilt consistent with the current flood elevation and Florida Building Code.

The City doesn’t want residents to pay additional costs to repair structures before determining whether it has received 50% or more damage.

Cape Coral’s City Council is expediting the approval of an ordinance that may remove regulations, to make it easier on the homeowner when determining calculations for the 50% Rule.